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Retirement & Financial Benefit Plans

Many businesses and non-profits want to offer a retirement plan to their employees but are concerned with the time, costs, and liability. Furthermore, Owners may be looking for an additional way to minimize taxes while also putting money away for the future. We seek to solve this problem by offering comprehensive retirement plan services. As an independent firm, we are not tied to any one investment provider and instead have access to a wide range of companies. We work closely with organizations to design retirement plan options that benefit both the business owners/principals and employees pursue a financially secure retirement.

RockWay Wealth Partners provides analysis of the current plan if there is one; research - design - implementation of a new plan, if needed; assistance with investment selection; and for employees we provide education and enrollment, along with personal financial consulting.

Typically, Our Plans Include:

  • ESOP - consultation, collaboration with other service providers, asset management consulting

Defined Contribution Plans

  • 401(k)
  • 403(b)
  • Profit Sharing

Defined Benefit Pension Plans

  • Cash Balance

Providing the highest contribution and tax deduction, you may consider a defined benefit plan if your company wants to contribute significantly more than Defined Contribution Plan maximums for owners and key employees. Creating a pension plan can also help you better create an income stream in retirement. We assist with many elements of these plans, including design, investment, and communication with employees. Often too, a pension plan can be implemented into a business succession arrangement.

Non-Qualified Plans for Executives and Key Employees

Although not always considered a retirement benefit, offering competitive non-qualified benefits plan can attract, retain and reward key employees. We help you determine and implement appropriate plans, such as deferred compensation, long term incentive plans (LTIP), carve out, bonus, and supplemental executive retirement plans (SERP).